Known worldwide as a first-class resort town, Delray Beach is located in southern Palm Beach County, directly on the Atlantic Ocean. Delray Beach offers its residents and visitors two miles of beautiful, easily accessible public beach, plenty of recreational activities and cultural attractions. Delray Beach’s charming Atlantic Avenue has many restaurants, galleries, trendy cafes, hotels and an exciting night life. Delray Beach and its surrounding cities offer a great school system as well. Delray Beach is a great place to call home!
Understanding a little bit about the home buying process can help you make a more sound decision. This Home Buying Resource Center from Realtors Delray Beach should help.
Home Buying Guide - Basic Steps of Home Buying Process
1. Get Pre-approved with a Lender
Lender will check credit report, the job you hold, and the taxes you have been paying. At this point, you know what Home You Can Really Afford.
2. If You Can’t Put Down The Usual 20 Percent, You May Still Qualify For A Loan
There are a variety of public and private lenders who, if you qualify, offer low-interest mortgages that require a small down payment of the purchase price such as an FHA loan that requires the minimum of 3.5% for down-payment www.fha.com
3. Choose the Right Real Estate Professional to Help You
TIP: Even though the Internet gives buyers unprecedented access to home listings, most new buyers and the experienced ones are better off using a professional agent.
Here at Realtors Delray Beach, we will have your interests at heart and can help you with strategies during the process. Good insights to clients’ needs, knowledge and experience of the practice of real estate, more specifically location knowledge are factors that should help you determine the agent you should work with.
If you pick your real estate agent well, you will save time and money and will enjoy one of the most important and exciting experiences of your life of buying a property!
4. Find A Good Home Inspector
Home inspection is an examination of the physical structure and systems of a property. The home inspection report will cover the condition of the home’s heating system, central air conditioning system, interior plumbing and electrical systems, the roof, attic and visible insulation, walls, ceilings, floors, windows and doors, the foundation, basement and structural components. For more details on home inspection, reports and what to expect from it, check out the American Society of Home Inspectors (ASHI) at www.ashi.org
Call Dario Hurtado at (754) 235-4085 or e-mail by filling out the form on the right. Tell me what you have in mind and I will get in touch with you promptly.